All articles by Shivam Mishra

Shivam Mishra

FCA to probe use of personal guarantees in SME loans 

This decision follows a super complaint from the Federation of Small Businesses (FSB). 

Innovate Finance launches fintech coalition to drive investment in UK

The Unicorn Council for UK FinTech’s mandate is to pinpoint and address the critical issues that UK companies face in scaling up and growing.  

NFU Scotland partners with Anglo Scottish Asset Finance 

This collaboration has led to the creation of NFU Scotland Finance, a dedicated division to provide bespoke business finance solutions. 

Aldermore operating profit before tax rises 13% in H1  

The group’s net lending fell 3% year-on-year to £15bn.   

Feedzai partners with UK Finance for annual fraud report 

The 2024 edition will delve into the prevalent fraud trends and the banking and finance industry’s efforts to safeguard consumers against fraud and financial crime in the UK. 

UK banks closed over 140,000 SME accounts in 2023 

The figure represents approximately 2.7% of the 5.3 million small and medium enterprise (SME) accounts between eight banks.  

iwoca and Countingup team up to streamline SME lending 

This collaboration integrates iwoca’s Flexi-Loan product directly into the Countingup app. 

Business owners lack awareness about personal guarantees in loans: Purbeck survey 

This lack of knowledge could have serious implications for small business owners’ financial decision-making. 

Arbuthnot Commercial ABL appoints new director of business development  

Chris Webb will be responsible for the company’s regional expansion efforts.  

FLA launches new broker accreditation service 

This initiative is designed to assist brokers in demonstrating their adherence to regulatory responsibilities and the FLA’s Business Finance Code.